Finding Private Rented Accommodation
How to search for affordable private rentals, what landlords look for, and dealing with deposits.
Important Warnings
- Beware of scams. Never pay money before viewing a property or signing a contract. Use reputable websites and agencies.
- Do not accept a property that is unsafe, overcrowded, or unaffordable just because you are desperate. Get advice first.
- Make sure your deposit is protected in a government scheme within 30 days. Ask the landlord for proof.
- Private rented accommodation is the most common type of housing in the UK, but it can be difficult to access if you have a low income, poor credit, or no rental history.
- Landlords and letting agents usually require references, proof of income, a deposit (usually 5 weeks rent), and first month's rent in advance.
- Some landlords will not accept tenants on benefits, though this is often illegal discrimination. Do not be put off - keep looking.
- There are schemes to help you access private renting, including rent deposit schemes, bond schemes, and landlord incentive schemes run by councils.
- You have the right to rent a property if you can afford it and meet the landlord's requirements.
- It is illegal for landlords to discriminate against you because of your race, gender, disability, or other protected characteristics.
- You have the right to a written tenancy agreement and to have your deposit protected in a government-backed scheme.
Next Steps
Set a realistic budget
Your rent should not be more than 30% of your income, or more than your Housing Benefit / Universal Credit housing element covers.
Search for properties
Use Rightmove, Zoopla, SpareRoom, or OpenRent. Also ask the council if they have a private landlord scheme.
Ask the council for help with deposit
Many councils offer rent deposit or bond schemes to help people move into private renting. Ask your housing advisor.
Prepare your documents
Get together ID, proof of income or benefits, references, and bank statements. Ask your support worker to provide a reference.
Be honest with landlords
If you have no rental history, explain your situation and offer to pay rent in advance or provide a guarantor.
View properties and ask questions
Check for damp, heating, safety, and whether the landlord will accept Housing Benefit. Do not rush into a bad property.